Lending Guide

Here is our lending guide

The Basics

Loan amounts: Up to $5,000,000.00

LTV: 90%

Interest rate: From 5% to 11%

Grace period: 3 Months Max

Security: Loan Security Deposit

Loan term: 25 years Max

Location: We lend in all over the United States of America, Canada, and other major countries.

The Requirements

*A business plan/project outline is applicable to business and real estate loans.

*A Government-issued identity card preferably a Driver’s License, or Passport.

*Bad/Excellent Credit score acceptable.

*For real estate loans (scan a copy of the contract agreement from the sellers).

*A Recent utility bill not older than 3 months.

Loan Types

Commercial Loans

Business Loans

Real Estate Loans

Acquisition Loans

Debt Consolidation Loan

Personal Loans

New Construction Loans

Agricultural Loans

Bridge Loans

Refinance Loans

Our Loan Process

Here is how our loan process work:

Application

All applicants are required to fill out the loan application form.

Verification

Applicants are required to provide proof of income, residency, identity, and project outline or business plan.

Underwriting

We do our underwriting process to see if
the applicant is worthy.

Approval

If an applicant is deemed worthy after underwriting, an approval letter is sent.

Loan Documents

All loan documents are signed after the loan has been approved.

Funding

The funding process takes between 24-48 hours to complete depending on the bank and country.